MetaBank Privacy Policy            Ripae Terms & Conditions          Electronic Signatures            Disclaimers  

 

The Ripae Visa Prepaid Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card may be used everywhere Visa debit cards are accepted globally. 

 

Important information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account.  What this means for you:  When you open a Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.Important information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account.  What this means for you:  When you open a Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

 

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

 

 

Venmo®, Paypal®, WesternUnion®, & MoneyGram® are not affiliated with Axiom Prepaid Holdings, LLC and their privacy policies can be found by clicking on their name

 

Disclaimers 

 

(1)Standard text and data rates may apply.

(3)This optional offer is not a MetaBank® or Visa® product or service nor does MetaBank or Visa endorse this offer.

(4)Faster access to funds is based on comparison of Ripae Visa Prepaid Card's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.

(5)While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for more details.

(6)Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

(7)Your funds are eligible for FDIC insurance

(8)Minimum direct deposit amount of $800 dollars per load required.

(9) Cardholder acknowledges that by referring a friend through this program, Cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the Cardholder’s knowledge of referred person establishing an account with us.

(10)Important information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account.  What this means for you:  When you open a Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

 

Copyright © 2019, The Axiom Group, LLC

 

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Support@ripaevisacard.com

1-833-263-2831

24 hours a day Monday – Sunday

Terms & Conditions  

Updated 01/19/2019

These Terms of Use apply to the access and use of RipaeCard's website, mobile site, and mobile application (collectively, the “Site”). By accessing or using the Site you agree to these Terms of Use. RipaeCard (“we”, “us” or “our”) may change these Terms of Use, and you are encouraged to review them periodically. We will indicate that changes have been made by updating the “Last updated” date at the beginning of these Terms of Use.

If you don’t agree to these Terms of Use, you must stop accessing and using the Site. 

The Site is intended to be used by individuals 18 years old or older. If you are not at least 18 years old, you should stop accessing or using the Site.RipaeCard's mobile application requires you to have a mobile device and wireless mobile data service (which you obtain from your wireless carrier) and may require you to have Internet access (which you obtain from your internet service provider). It’s your responsibility to obtain and pay for a mobile device and the services necessary to access and use the mobile application. Our mobile application may not work with all devices or mobile carriers.

 

Access and License

 

You may access and use the Site and the Site’s content only for your own personal use. You agree that you do not have any license or ownership rights to the Site or content without RipaeCard 's prior written consent.You are required to register with RipaeCard to access certain services or parts of the Site. If you register, you are responsible for maintaining the confidentiality of your account login credentials including your login ID, login password, and mobile application passcode. Only authorized users are allowed to access and use secured areas of the Site. Any person who attempts to gain unauthorized access to protected or secured areas of the Site may be subject to prosecution.

Laws and Regulations

 

Your access to and use of the Site is subject to all applicable federal, state and local laws and regulations. This Site may only be used for lawful purposes and in accordance with the Terms of Use. RipaeCard and its parent company The Axiom Group, LLC reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use. You agree that any matter relating to your access or use of the Site or relating to these Terms of Use shall be governed by the laws of Utah and applicable federal law without regard to conflicts of laws principles.

 

Copyright and Trademarks


The content of the Site, including text, graphics, design, logos, images, software, source code, multi-media content is owned or licensed property of RipaeCard and its parent company The Axiom Group, LLC and is protected by applicable United States and international laws. The trademarks, service marks and logos used on the Site are registered marks of RipaeCard and its parent company The Axiom Group, LLC.

 

Links to Other Websites


The Site may contain links to websites or mobile applications that are offered by third parties (a “linked site”). We have no control over content on a linked site, and RipaeCard disclaims all liability for a linked site’s content, privacy policy and security. Links provided on our Site to a linked site is not an endorsement by RipaeCard of that linked site, and RipaeCard and its parent company The Axiom Group, LLC, is not responsible for products, functions or services on any linked site. If you access or use services from a linked site, you should read and understand the terms of use and privacy policy applicable to the linked site.

Disclaimer of Warranties


The site and all information, content and services made available on the site are provided to you “as is” without warranty of any kind (express or implied or statutory), including but not limited to, the warranties of title and non-infringement and the implied warranties of merchantability and fitness for a purpose.

Limitation of liability  

 

Neither RipaeCard nor its employees, officers, directors, agents or third-party service providers warrant that the site and all information, content or services provided on the site will be error free, uninterrupted or secure. RipaeCard does not make any warranties as to the operation of the site or the accuracy or completeness of the information, content or services on the site.

 

Indemnification


You agree to indemnify, defend and hold harmless RipaeCard and it employees, directors, officers, agents and third party service providers from and against any liabilities, losses, investigations, inquiries, claims, suits, damages, costs and expenses arising out of or otherwise relating to your access or use of the Site.

Changes

 

RipaeCard reserves the right, at our sole discretion, to modify, restrict, suspend or terminate these Terms of Use and your access to the Site or any part of the Site at any time and for any reason without prior notice or liability. RipaeCard may modify or disable any part of the Site at any time without notice or liability.

Miscellaneous


These Terms of Use constitute the entire agreement between you and RipaeCard with respect to your access or use of the Site and supersedes all previous or contemporaneous agreements. No provision of these Terms of Use shall be waived except if RipaeCard provides a specific waiver in writing. RipaeCard 's failure to act on or enforce any provision of these Terms of Use shall not be construed as a waiver. If any provision of these Terms of Use is held to be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions will not be affected. These Terms of Use will inure to the benefit of our successors and assignees, and licensees.

The Ripae Visa Prepaid Debit Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A., Inc. This card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. All other trademarks and service marks belong to their respective owners.

     
IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: 

 

To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Faster access to funds is based on comparison of our immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.

 

The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
 

Some bill payment services are subject to fees. See the Online Account Center for details about the range of methods offered through third-party service providers.
 

No charge for this service, but your wireless carrier may charge for messages or data.
 

Rewards is an optional program. This optional offer is not a MetaBank or Visa product or service nor does MetaBank or Visa endorse this offer. You may opt-out at any time by visiting your Rewards Summary Page at your Online Account Center. The reward offers we choose and send to you are based on your shopping habits. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. Program sponsor: RipaeCard. MetaBank and Visa are not affiliated in any way with the program and neither endorses nor sponsors it.

 

App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.

RipaeCard® is a proud partner of Visa & MetaBank. 

Privacy Policy:

Protecting your privacy is important to RipaeCard®. We subscribe and adhere to both Federal and State Privacy Acts and Regulations of the US and Canadian Governments. This Privacy Policy provides information on how your privacy is protected through managing of personal information collected and disseminated. This policy covers any applicants for financial services provided by RipaeCard®. The terms “we” and “us” used in this document refer to RipaeCard®.

Personal Information RipaeCard® Collects

 

RipaeCard® will only ask for personal information relevant to our business relationship with you and information required by government legislation and regulation. We do not collect information regarding: religious views, ethnicity, political positions, criminal records, personal health information or sexual preference.

 

RipaeCard® collects information to

To determine whether our partners should provide a facility which includes the provision of commercial credit to you and, if they decide to provide it, to assist in the provision of the facility.  This includes the assessment of the application, managing the account, recovering money and dealing with security you give; or to determine whether they should provide a facility that includes the provision of commercial credit to a company with which you are associated (for example as a director or shareholder) and to assist in the provision of the facility.  If a guarantee may be given, we are collecting the personal information to determine whether our partners should accept it and, when it is given, we collect the personal information to deal with or enforce our partner’s rights under the guarantee and any security that may be given to secure it. 

 

Information we will collect includes: Contact Information – Name, address, phone, email and date of birth.
 

·      Financial Information – Financial statements, credit reports, tax file number, and information for creditworthiness. 

 

·      Information from general searches relevant to RipaeCard® service requested.
 

·      RipaeCard® may ask for personal information that we are required to collect for legal reasons to meet government laws and regulations such as the Fair and Accurate Credit Transactions Act (FACTA) to verify your identity which could include a copy of your drivers license, birth certificate or passport.

 

·      If you do not provide some personal information, RipaeCard ® may not be able to provide you with the product or service you are seeking.

 

How is Personal Information Collected?

 

Most of the information collected by RipaeCard® will come directly from you through the RipaeCard application. This information will be collected through the RipaeCard application and over the Internet. RipaeCard ’s partners may also collect information from other parties. 

 

Providing Information to Others

RipaeCard will share your personal information with its banking partners to secure your pre-qualification.
 

·      RipaeCard® does not provide or sell information to outside parties for any marketing purposes.
 

·      RipaeCard® may use your personal contact information to provide you with information and updates concerning current products/services.
 

It is our intent to only provide the information necessary to information they need to perform their services to us or to provide products/services to you.

Managing and Accessing Personal Information

 

RipaeCard® takes every precaution to protect your personal information that has been collected from you or from outside sources. The information is protected from misuse, loss or access by unauthorized individuals or entities. Information is stored in paper form and electronically with appropriate security. If your personal information should change, notify RipaeCard® immediately with the correct information. RipaeCard ® will also ensure to the best of our ability that information that we retain is correct and current. You may contact RipaeCard® to request information of what data has been collected and retained by us. Upon request, we will provide any copies of information that are held by us. If you deem that personal information that we maintain is incorrect, please notify us immediately so that we may take corrective action to ensure information is correct and current.

 

Online Tracking

 

We may track activity and transactions on an individually identifiable basis if you apply for or use RipaeCard® services. We may use identification information we collect to protect against actual or potential fraud. To constantly improve our web site and better serve our customers online, we may use various tracking methods (such as cookies and other technologies, etc.) to gather information about site visitors' browsing activities.

 

Online Advertising

We use cookies to evaluate our web site and to track advertising leads and campaigns from banner Ads, opt in emails and through third party ad services. We may hire companies such as third party ad services to track and report performance of advertising and marketing campaigns to and from RipaeCard services and third party web sites.

 

Email Communications

If you choose to send us an email message, we may retain the content of the email, your email address, and our response to service your needs. If you agree to receive email offers or email messages from RipaeCard ®, we may use the data that you provide to send you email offers that may be of special interest to you. Email Opt Out- If you no longer wish to receive email offers or solicitations from RipaeCard®, you may unsubscribe by following the instructions in the original email you received. The instructions are generally located at the bottom of the email. If you receive emails from third parties or program partners on behalf of RipaeCard , please be sure to unsubscribe through the instructions in the email or contact these third parties directly. If you opt out of email solicitations, RipaeCard reserves the right to contact you via email to service and maintain your relationship.

 

Links to Third Party Sites

RipaeCard is not responsible for the information practices employed by sites linked to or from our web site. In most cases, links to non- RipaeCard web sites are provided solely as pointers to information on topics that may be useful to the users of the RipaeCard web site. Since third party web sites may have different privacy policies and/or security standards governing their sites, we advise you to review the privacy policies and terms and conditions of these sites prior to providing any personal information.

 

Children's Online Privacy

Protecting children on the Internet is very important to us. For that reason, RipaeCard Network does not intentionally collect information at our web sites from those we actually know are under 13, and no part of our web site is intended to attract anyone under 13. Parents can be proactive and limit web site access to their children by installing filtering software. Children's access to the Internet can permit them to visit inappropriate web sites and be exposed to unnecessary risks. The Children's Online Privacy Protection Act (COPPA) protects children under the age of 13 from the online collection of personal information. Learn more about COPPA at the Federal Trade

 

Resolving Concerns

In the event you believe that your privacy has been compromised, that Ripae has not acted in protecting information or has not complied with the Privacy Act. Please contact us immediately so that the issue is resolved as quickly as possible. We will investigate your concern and where necessary will consult with others, such as a credit-reporting agency. RipaeCard will provide in writing with the results from our investigation and/or may provide information to you regarding outside dispute resolution.

 

Contact Information

 

We can be contacted by e-mail to sales@theaxiomgr.com or by letter mailed to 299 Main Street, Suite 1350, Salt Lake City, Utah, 84111